About Us
InvestmentFee.com aims to empower investors through in-depth knowledge about various fees related to investment products and advisory services. Its contents are from selected financial publications and U.S. government filings and documents. The site is maintained and sponsored by AFIEA (Advisory for Financial Innovation, Evaluation, and Assessment) and Institute for Systematic Investment Research (ISIR), a non-profit research entity dedicated to Systematic Investing Research and Education since 1996.
We clarify typical fees, charges, costs, and expenses encountered by many confused investors. Our goal is to help the investment public understand and minimize fees of an advisory service, hidden mutual fund expenses, unexpected insurance and annuity policy cost, and various transaction charges.
Tools and Information
Listed below are additional information and tools. They are selected to help investors understand how fees affect returns, how to compare mutual fund and ETF fees, how to calculate the compounding effect of fees, which benchmark should be selected for measuring the investment return net after fee, how to justify the fees you are paying for an advisory service, and how to protect assets against unexpected losses.
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Understand How Fees and Expenses Affect Your Investment Portfolio
As with anything you buy, there are fees and costs associated with investment products and services. These fees may seem small, but over time they can have a major impact on your investment portfolio. Over time, even ongoing fees that are small can have a big impact on your investment portfolio. |
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Mutual Fund / ETF Fee Comparison Analysis
The Fund Analyzer offers information and analysis on over 18,000 mutual funds, Exchange Traded Funds (ETFs) and Exchange Traded Notes (ETNs). This tool estimates the value of the funds and impact of fees and expenses on your investment and also allows you the ability to look up applicable fees and available discounts for funds. |
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Compounded Fee Calculator
The compound interest calculator can be used to calculate total fee paid over time, including the expected return lost on fees. Input "0" in Step 1; Step 2 enter the fee charged (e.g. "$500" per month advisory fee for "20" years); Step 3 enter rate of return you expect for your investment (say "6%"); you will get $220,713.55 total fee paid over 20 years. |
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Major Indexes and Portfolio Benchmarks
A benchmark index gives investors a point of reference for measuring a portfolio's performance to evaluate the added-value, if any, of your paid advisors. The choice of benchmark can greatly influence decisions throughout the investment process and effectively measure a portfolio manager's skills and track record. |
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Benchmark Comparison Measuring Standard
Investors can do a performance benchmark analysis by examining standard measures found in their portfolio performance report. If such a report does not include such measures, chances are there could be some inferior comparison results which the manager tried to hide them from investors. Investors must then justify the cost of using such a manager. |
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Resources for Protecting Assets against Unexpected Losses
A comprehensive knowledge base for investors to learn how to protect their investments. Regulation and insurance can help investors against loss from certain failures of investment products and financial firms. Learn how to recognize and avoid common red flags of fraud and misleading advertising of financial products. |
Help and Contact
After learning the basics on investment related fees, if you still have a specific question to ask, please send your request below. All communications will be kept confidential, free of charge, and for education only. Your feedback and suggestions for incorporating other investment fee related information are most appreciated.
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EMAIL ADDRESS
cqyang@afiea.com TELEPHONE NUMBER 310-528-5511 MAILING ADDRESS P. O. Box 3822 Palos Verdes, CA 90274 |